https://www.podomatic.com/podcasts/karenspodcast en-au Podomatic RSS Generator Tue, 07 Jan 2025 23:30:06 +0000 podcast, ,esl,Technology,Podcasting Copyright 2025 Karen ESL podcasts episodic false no https://assets.podomatic.net/ts/23/b0/d3/karenspodcast/1400x1400_602827.jpg https://www.podomatic.com/podcasts/karenspodcast Karen Podcasting for Intermediate and Upper Intermediate ESL Students https://karenspodcast.podomatic.com/entry/2006-07-23T21_33_09-07_00 https://www.podomatic.com/podcasts/karenspodcast/episodes/2006-07-23T21_33_09-07_00 Mon, 24 Jul 2006 04:33:09 +0000 2014-03-01 2014-03-01 https://www.podomatic.com/podcasts/karenspodcast/episodes/2006-07-23T21_33_09-07_00 Karen home,loan,broker,real,estate 298 false Hi, my name's Carolyn and I'm a mortgage broker, my job is to find a home loan for you and to give you advice and help in doing all the paperwork. Listen to my advice on: Getting a home loan, the first home owners grant, how much you can borrow, where to go to find a house, what other people do I need to see, as well as, how long does it take to get a loan. Answer the questions to check your understanding of 'Buying a home loan from a broker', there are 9 questions for you to answer regarding our story, and there is one correct answer. If you need further advice you may contact me by going to my website: http://www.mortgagechoice.com.au/carolyn.sutherland 1. How much money is the First Home Owners Grant? NB: May change if the government increases anything a) $5,000 b) $10,000 c) $7,000 2. What is the website to get information on the grant? a) www.osr.qld.gov.au b) www.firsthomeownersgrant.com.au c) www.msit.tafe.qld.gov.au 3. Who is the ‘middle man’ you arrange to Buy a house through? a) The mayor b) A real estate agent c) A solicitor 4. By what means do you confirm the amount of money to pay for the house? a) sign a contract b) verbally tell the owner c) tell your friend 5. Up to what purchase price does the government exemptions apply on stamp duty? NB: May change if the government increases anything. a) 80% of the purchase price b) the lot c) up to $250,000 6. Who listed here do you NOT go to, to apply for a Home Loan? a) Mortgage Broker b) Bank, Building Society or Credit Union c) Insurance company 7. How long should you save your deposit to get the best available home loan? a) 12 months b) 3 - 6 months c) 2 weeks 8. Where would you NOT go to find which houses are for sale at the moment? a) the Real Estate section of the newspaper b) a Real Estate web site c) the shopping centre 9. How often do you give your money to the Lender to repay the loan? a) Each pay day b) Once a year c) whenever I feel like it Hi, my name's Carolyn and I'm a mortgage broker, my job is to find a home loan for you and to giv... https://karenspodcast.podomatic.com/entry/2006-07-23T21_33_08-07_00 https://www.podomatic.com/podcasts/karenspodcast/episodes/2006-07-23T21_33_08-07_00 Mon, 24 Jul 2006 04:33:08 +0000 2013-12-04 2013-12-04 https://www.podomatic.com/podcasts/karenspodcast/episodes/2006-07-23T21_33_08-07_00 Karen broker 298 false Hi, my name's Carolyn and I'm a mortgage broker, my job is to find a home loan for you and to give you advice and help in doing all the paperwork. Listen to my advice on: Getting a home loan, the first home owners grant, how much you can borrow, where to go to find a house, what other people do I need to see, as well as, how long does it take to get a loan. Answer the questions to check your understanding of 'Buying a home loan from a broker', there are 9 questions for you to answer regarding our story, and there is one correct answer. If you need further advice you may contact me by going to my website: http://www.mortgagechoice.com.au/carolyn.sutherland 1. How much money is the First Home Owners Grant? NB: May change if the government increases anything a) $5,000 b) $10,000 c) $7,000 2. What is the website to get information on the grant? a) www.osr.qld.gov.au b) www.firsthomeownersgrant.com.au c) www.msit.tafe.qld.gov.au 3. Who is the ‘middle man’ you arrange to Buy a house through? a) The mayor b) A real estate agent c) A solicitor 4. By what means do you confirm the amount of money to pay for the house? a) sign a contract b) verbally tell the owner c) tell your friend 5. Up to what purchase price does the government exemptions apply on stamp duty? NB: May change if the government increases anything. a) 80% of the purchase price b) the lot c) up to $250,000 6. Who listed here do you NOT go to, to apply for a Home Loan? a) Mortgage Broker b) Bank, Building Society or Credit Union c) Insurance company 7. How long should you save your deposit to get the best available home loan? a) 12 months b) 3 - 6 months c) 2 weeks 8. Where would you NOT go to find which houses are for sale at the moment? a) the Real Estate section of the newspaper b) a Real Estate web site c) the shopping centre 9. How often do you give your money to the Lender to repay the loan? a) Each pay day b) Once a year c) whenever I feel like it Hi, my name's Carolyn and I'm a mortgage broker, my job is to find a home loan for you and to giv...